Cornerstone Agency Services has merged with Union Bay Risk Advisors. Same exceptional service with a broader range of insurance choices!
Union Bay - Cornerstone Co-Branded Logo-fotor

How Your Car's Safety Features Can Trim Your Insurance Bill

In today's high-tech era, cars are not just about horsepower, aesthetics, or comfort—they're about safety. Advanced safety features in vehicles protect you and your passengers and can lead to significant savings on your auto insurance.

The link between safety features and insurance costs

Auto insurance providers calculate premiums based on the risk of insuring you and your vehicle. This includes factors like your driving history, vehicle type, and the car's safety features. Cars equipped with advanced safety technologies are statistically less likely to be involved in accidents or severe crashes, which naturally leads to fewer claims. Insurers are aware of this correlation and often provide discounts to encourage drivers to choose vehicles equipped with such technologies.

Essential safety features that can lower your premiums

1. Anti-lock braking system (ABS) 

ABS prevents the wheels from locking up during an emergency stop, maintaining the driver's ability to steer while braking hard. This system can reduce the risk of a frontal collision and is a standard feature that insurers look for when adjusting premiums.

2. Electronic stability control (ESC)

This critical feature helps correct oversteering or understeering during sharp turns, reducing the likelihood of skidding or losing control. Since its effectiveness in preventing accidents has been proven, insurance companies often view vehicles with ESC favorably.

3. Airbags

Perhaps the most well-known safety feature, airbags dramatically improve the chances of surviving a crash. More airbags in a vehicle can mean better discounts from your insurance provider, especially side and curtain airbags that aren't always standard.

4. Collision prevention assist

This technology uses sensors to detect when a vehicle is getting too close to an object or another car. If a collision is imminent, the system alerts the driver and, in some cases, can automatically apply the brakes. This proactive safety measure can be a significant factor in reducing insurance costs.

Modern cars are getting smarter and safer, and while the upfront cost might be higher, the potential savings on your insurance bill and the added peace of mind can be well worth it. Remember, the safer your car, the lower your risk, leading to lower insurance costs. If you still need to check in with us about how your car's safety features could lower your premiums, now might be the perfect time to make that call.

Contact Us To Know More

Name(Required)
"By submitting my phone number, I hereby authorize Cornerstone Agency Services, LLC to communicate with me through text messaging."
Consent - Cornerstone Agency Services, LLC Privacy Statement:
This field is for validation purposes and should be left unchanged.

Can Life Insurance Policies Be Transferred? What You Should Know!

Life insurance is an essential aspect of financial planning, providing assurance that your loved ones will be financially secure after your passing. But what happens if your circumstances change significantly and you're considering transferring your life insurance policy to someone else? Is it even possible? Let's dive into the basics of transferring life insurance policies […]

Read More

How to Extend the Life of Your Motorcycle?

Owning a motorcycle isn’t just about the freedom of the open road and the thrill of the ride—it’s also about taking care of your two-wheeled companion. Here are some easy, practical tips to keep your motorcycle in top shape: 1. Regular Maintenance The best approach to motorcycle care is to stick to a regular maintenance […]

Read More

The Top 5 Claims Business Owners File and How to Avoid Them!

Running a business comes with its set of risks, from unforeseen incidents to legal disputes. As a business owner, it's crucial to understand the most common insurance claims and how to prevent them. Here are the top five insurance claims made by business owners and tips on how to steer clear of them: 1. Property […]

Read More
We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
© 2025 Cornerstone Agency Services, LLC Designed by Amplispot
Privacy Policy
Get Quality and Affordable Insurance
Get QuoteContact Us
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content