Cornerstone Agency Services has merged with Union Bay Risk Advisors. Same exceptional service with a broader range of insurance choices!
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Our Insurance Agency is an independent insurance agency

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Our agency is an independent insurance agency

Insurance is a complicated purchase. You’re not just buying bread or milk – you are purchasing protection that could potentially make or break your financial well-being! How do I know which coverage options will work best for me? Is there an easy way to compare prices and get what’s right at the least cost possible in my state?”
With questions like these running through most minds, an independent insurance agency like ours makes the process simpler and provide you with the best options to choose from. Read on to find the benefits of working with us.

We work with multiple insurance companies

One of the benefits of working with an independent agent is that we can work with many different insurance companies. Independent Insurance Agents on average represent five to eight different insurance companies which means you have more options when it comes to your coverage. We should be able to find you a better value for your dollar than if you were on your own. We do the shopping. You do the saving. We can help find you the right blend of price, coverage, and service.

We are licensed professionals

You need a professional with expertise. A trusted advisor. Insurance can be complicated, but not for an expert. Our advisors are those who have the credentials to assess your insurance needs and those who have a track record of providing customers with the best deals on coverage they need. Think about it. You wouldn't research your will on the Internet- you'd go to a lawyer for advice about drawing up the document correctly. And if you're looking for home, auto, or business protection-you wont ignore the advice of a trusted advisor with specialized knowledge.

We work for you and will be your advocate

If you have a claim concern, or need to modify your coverage, your agents will be your advocate, working with the insurance company on your behalf. Our team takes care of all the issues that can possibly come up, and based on our years of experience, we can be a strong advocate to work on your behalf. The key is to find the right agent — one who understands your needs and knows how to work with the insurance company. We are have those agents.

We offer a wide variety of insurance solutions

Your insurance needs are unique. Your insurance coverage should be too. We'll find the best insurance solutions to fit your needs by providing a wide variety of coverage options (Since we work with multiple insurance companies). We understand that one-size-fits-all approach doesn't work when it comes to insurance.

We are your neighborhood friend

An independent agent is your neighborhood friend. We share the same interests as you, live near by and understand what it's like to be an active member in their community- where we are often involved with many different organizations such as sponsorship for sports teams or buying from local businesses.

We are your lifelong consultants

To help you maintain stability, we periodically review your coverage. We are there to make sure that all of the changes in life don’t leave any gaps or vulnerabilities exposed for potential risks to occur without proper protection

We are here to help

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We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
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